Reinsurance

PHULKIAN FINANCE PRIVATE LIMITED

PHULKIAN FINANCE PRIVATE LIMITED

PHULKIAN FINANCE PRIVATE LIMITED is registered in punjab with business activity associated with reinsurance.

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Company profile

Company overview

Reinsurance

PHULKIAN FINANCE PRIVATE LIMITED is a registered company in punjab. Its recorded business activity is reinsurance.

Status: Active • Registered: 1995-05-21 • NIC: 65921

Private Company registered in Punjab in 1995.

Registrar of Companies: ROC Chandigarh.

Business activity

Reinsurance overview

A concise sample of services and capabilities associated with the recorded NIC activity.

PHULKIAN FINANCE PRIVATE LIMITED is registered in punjab with business activity associated with reinsurance.

Contact

Registered address

538, PHASE X,MOHALI,Punjab,160055-India

Company email: [email protected]

State: punjab

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Reinsurance overview

A concise sample of services and capabilities associated with the recorded NIC activity.

Products

Signature offerings and core deliverables.

Treaty Reinsurance Placement

Design and placement of proportional and non-proportional treaty reinsurance programs for insurers operating across Punjab National Capital Region. We model risk layers, negotiate terms with domestic and international reinsurers, and implement facultative backup arrangements to stabilize insurer balance sheets.

NIC 6520 — Reinsurance; supports corporate insurers, manufacturing risks, logistics fleets, and tech-enabled platforms.

Retrocession and Capital Optimization

Structuring retrocession treaties and bespoke capital solutions to manage peak exposures for insurers in manufacturing corridors and logistics sectors. Services include capital efficiency analysis, catastrophe modeling calibrated to regional perils, and structuring of sidecars or quota share mechanisms.

NIC 6520 — Reinsurance; focused on risk transfer and balance-sheet efficiency for Punjab NCR clients.

Claims Risk Financing and Advisory

Advisory on claims financing strategies including stop-loss arrangements, loss portfolio transfers, and reinsurance recoverable management. We implement processes for timely recoveries, dispute resolution, and cashflow smoothing to preserve insurer solvency ratios.

NIC 6520 — Reinsurance; practical claims-focused solutions for insurers and brokers.

Services

Operational modules shaped around sector needs.

Treaty Structuring & Pricing

End-to-end treaty engineering including risk selection, attachment optimization, and premium allocation. Uses Punjab NCR exposure data and industry loss history from manufacturing corridors and logistics networks to produce defensible pricing models.

Risk selection; attachment optimization; premium modelling

Claims Management & Recovery

Comprehensive claims lifecycle service from notification through recovery. Services include loss quantification, coordination with cedent adjusters, recoveries from reinsurers, and reserve monitoring to ensure timely and accurate settlements.

Loss quantification; recovery coordination; reserve monitoring

Risk Transfer Advisory

Strategic advisory for captive programs, alternative risk financing, and parametric solutions. We assess capital efficiency, regulatory implications, and operational impact for corporate clients and insurers operating in the Punjab NCR region.

Captive design; parametric consulting; regulatory assessment

Operational metrics

Tables and charts derived from available data.

Company metrics

Authorized capital ₹ 20.0 L
Paid-up capital ₹ 17.2 L

Operational details

CIN U65921PB1995PTC016483
Company status Active
Registration date 1995-05-21
Company class Private
Company category Company limited by shares
Company sub-category Non-government company
Listing status Unlisted
Registrar of Companies ROC Chandigarh
Registered state punjab
NIC code 65921
Recorded business activity Reinsurance

Capabilities

Core capabilities for PHULKIAN FINANCE PRIVATE LIMITED.

Design and placement of treaty and facultative reinsurance covers for property, casualty and transportation portfolios operating within Punjab National Capital Region industrial belts.
Actuarial modelling, catastrophe exposure analysis, and scenario testing using region-specific loss drivers including manufacturing facilities, logistics hubs, and tech-enabled operations.
Claims risk-sharing frameworks, retrocession structuring, and collateral management to optimise capital efficiency and support insurer credit capacity.
Regulatory liaison and documentation for reinsurance contracts to ensure compliance with financial and insurance activity standards under Division 65 and Class 6520.

Directors & leadership

People behind the organization and governance structure.

PS

Paramjit Singh

Director

DIN/PAN: 00167116

Tenure: 12 years

Shareholder
MS

Manpreet Singh

Director

DIN/PAN: 05225019

Tenure: 14 years

Shareholder

Locations

Operational footprint captured from available filings.

Registered Office

538, PHASE X, MOHALI, Punjab, India, 160055 - 160055

Chandigarh, Chandigarh • 160055

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Network view based on common directors and shareholding.

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Contact

Connect with PHULKIAN FINANCE PRIVATE LIMITED

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Messages will be sent to the company email [email protected].